That’s a great problem to have! <\/strong><\/p>\n\n\n\nThere are a few different things you could do, depending on where you’re at in your financial journey.<\/p>\n\n\n\n
1. Apply the leftover to debt<\/h3>\n\n\n\n
If you’re in the process of paying off your debt, every little bit counts! <\/p>\n\n\n\n
Deposit the leftover cash and apply it directly to your principal payment (don’t apply it to your next payment; that includes interest!). <\/p>\n\n\n\n
2. Send it over to your savings<\/h3>\n\n\n\n
This can be whatever you’re saving up for right now. <\/p>\n\n\n\n
Some are saving up for a bulky emergency fund. Or perhaps you’re saving for a vacation later down the road. Or retirement! <\/p>\n\n\n\n
Whatever you’re saving for, just apply that extra money right to your savings. Imagine if you’re constantly over $50 in all of your categories each month. That’s $600 a year!<\/p>\n\n\n\n
3. Add it to another envelope<\/h3>\n\n\n\n
If you didn’t drive as much this paycheck and saved that money in fuel, that extra money can go toward a different envelope category now. <\/p>\n\n\n\n
That could mean an extra night of eating out, another quick coffee on the way to work, or candy at the movie theater!<\/p>\n\n\n\n
That’s our breakdown and list of great cash envelope systems!<\/h2>\n\n\n\n
Have you used a cash envelope wallet before? Which of these envelope systems would be best for you?<\/p>\n\n\n\n
I’d love to hear from you in the comments!<\/p>\n\n\n\n
Products mentioned in this post<\/h2>\n\n\n\n
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